Financial inclusion, the provision of a broad range of quality, low-cost, and affordable financial products and services to all segments of society, and most importantly to the poor and vulnerable, has been one of the leading drivers in Nigeria’s economic development agenda. Increasing financial inclusion for a nation with a large segment of its working-age … Read more
Introduction The credit system with scoring models that has been effectively used in the developed economies still operates in its infancy level in Nigeria. The cash economy, peculiar unavailability of data, and absence of infrastructure have operated in a coordinated manner to hinder the extensive application of traditional credit scoring. Notwithstanding this, the demand for … Read more
Introduction: The entire gamut of bank charges and the hidden nag will truly give nightmares to individuals and businesses in Nigeria. The provision of all essential economic and financial services can be put to the test in any fee schedule that can be said to be opaque and misleading. Judging and fully appreciating financial charges … Read more
Guardian of the Internet Safe: One guide for not succumbing to online banking scams. Convenience banking via the internet almost made checks obsolete: entering them into the system for payment. Convenience reached the point where it can be seen as a better improvement to cyberspace where fraudsters are going to enjoy the biggest fruit of … Read more
Revealing Nigeria’s Money Spaces: Best Mobile Banking Apps Fully Explained. With mobile banking apps now available, it has never been simpler to manage your money in Nigeria. From checking your balance account to making complex transactions, they offer far more than a wealth of services at your fingertips. There are simply too many of them … Read more
Beyond the Nigerian Loan Horizon: A Guide in Every Sense Obtaining a loan in Nigeria is a critical activity in attaining your business and personal goals. It may be for setting up business, business expansion, school fees, or unexpected emergencies, but as crucial is learning how to apply for the loan. But things get a … Read more
Fintech Revolution: Redesign of Bank Scenario Single-piece old-school business is making earthquakes in its evolution. Fintech, unknitting the centuries-old walls to provide democratized access in the reengineering of finance, is revolution, i.e., paradigm and not technology shift. Banking was a brick-mortar business, whereas this new paradigm provides instant personalization and presentation in digital experience. 1. … Read more
Retirement Accounts: All a Beginner Should Know It reminds one of images of sandy beaches during late evening hours, indulging in beautiful relaxed hobbies, and at last the luxury to spend on the better dearly loved activities. But a comfortable retirement is a reality offered by wise planning, and above all by actually knowing what … Read more
How to Send Money Online: Step by Step Cyberspace days, online money transfer cannot be bypassed. Repaying a lunch buddy, remitting to overseas relatives, or corporate finance, it’s getting acquainted with the different modes and types of security beforehand. The facts on internet money transfers, how-to’s, and advice will be outlined here in this book … Read more
You require a clearer vision of credit scores: your personal guide to financial improvement. Credit scores are quite prevalent today during economic phases. They are able to execute mathematical examples of your credit rating and even impact your borrow ability, obtaining apartment rentals, borrowing loans on excellent terms, and even employment opportunities at times. Knowing … Read more