Introduction: The credit system with scoring models applied in developed economies is still in its formative stages in Nigeria. The cash economy, weird data availability, and lack of infrastructure have worked in synergy to deny the wide applicability of traditional credit...
Introduction: The entire gamut of bank charges and the hidden nag will truly give nightmares to individuals and businesses in Nigeria. The provision of all essential economic and financial services can be put to the test in any fee schedule that...
Fortifying the Digital Vault: A Comprehensive Guide for Preventing Online Banking Fraud The convenience of online banking extended to managing finances in the most patient and efficient way yet. However, this convenience has transformed into the most complex cyberspace where counterfeiters...
Exploring Nigeria’s Financial Settings: The Best Mobile Banking Apps Deeply Examined. With the advent of mobile banking apps, managing finances in Nigeria today has been easier than ever. From merely checking the balance to making intricate transactions, they perform various services...
Navigating the Nigerian Loan Space: A Guide in All Senses Getting a loan in Nigeria becomes an important activity in achieving your personal and business objectives. Be it for starting a business, expanding an existing one, schooling, or for emergency expenses,...
Fintech Revolution: Reshaping the Landscape of Banking The traditionally known monolithic industry is experiencing a feel of earthquakes in its evolution. Fintech, the melting away of traditional barriers to offer democratized access in transforming finance itself, is a revolution that sees...
Retirement Accounts: Everything a Newbie Needs to Know It inspires visions of beaches in the twilight hours, having lovely, leisurely hobbies, and finally the time to indulge the fonder long-held passions. But a comfortable retirement is a reality built on meticulous...
How to Transfer Money Online: A Complete Step-by-Step Guide Online money transfer has become a prerequisite in the digital world today. Whether it’s to pay a friend back for dinner, sending family money abroad, or to manage business finances, it is...
You need a better understanding of credit scores: your financial compass for guiding improvement. Credit scores are rather common in modern financial life. They can do numerical representations of your creditworthiness and also shape your ability to borrow, rent an apartment,...
Interest Rates and How You Can Get a Good Deal in Nigeria Interest rates are one of the main aspects of the Nigerian economy. Interest rates can affect many things, from personal savings and loans to business investments and even national...