How to Print your Bank Statement

A Complete Guide to Getting Your Bank Statement on Paper:

A bank statement is an important financial report that describes your transactions with a particular bank for a specified period: a month or a quarter at most with regard to account activity. It basically contains:

* At the top of the bank statement: your name, account number, and the dates covered by the statement.

* Opening and closing balances: the amount of money that your account showed at the beginning and end of a statement period.

* Money deposits: all transactions that might be adding some form of cash into your account-checks, payrolls, money transfers, etc.

* Withdrawals: A deduction from your account for either ATM withdrawals, debit card purchases, checks, or funds transfer.

* Fees and Charges: any money that the bank may take from you, for instance, a monthly fee for maintenance, overdraft fees, or ATM fees.

* Interest Earned: All interest accrued on your account balance during a given month or statement period; this may vary across months depending on your bank’s policy.

* Images of checks: Sometimes also available depending on arrangements with the bank.

1.2 The Importance of Bank Statements

Various functions are played by banks in the following regards:

* Financial Tracking and Budgeting: Bank statements enable you to monitor your spending, know where to cut down on, and create an achievable budget for your expenses.

* Error Detection: Careful scrutiny of your statements regularly helps you monitor unauthorized transactions, erroneous charges, and other mistakes.

* Record Keeping: Classy records help you with tax, legal issues, and situations where you need a reference.

* Loan Application: Banks generally require a customer’s statement of account for valid reasons in finding their credibility and stability when it comes to the approval of the credit.

Proof of Income or Address: Bank statements can sometimes be used to find proof of how much you earn or even where you live.

Dispute Resolution: In case of any discrepancies with a store or anyone else, bank statements can prove what transacted.

Printing Bank Statements

Methods of printing bank statement include online and offline options. These methods have their benefits and limitations.

Online Banking

This is a very convenient yet often the most common way of printing statements.

Access Your Online Banking Account:

* Go to the official website of your bank using your web browser.

* Access your account by entering your username and password.

* If you’re new to online banking, you should set it up. Usually, you would have to enter your account number, personal information, and choose a username and password to complete the process.

How to Find Your Bank Statements:

* Look for a tab called “Statements,” “Documents,” “eStatements,” or something similar after you log in.

* The location of this tab of course depends on the bank’s website.

* You may have to indicate the particular account for which you want to view the statement.

* A list of statements will be available for viewing, organized by date or month.

How to Download and Print:

* Select the statement you wish to print.

* Most banks have the statement available in PDF format, which is very easy to print.

* Click the required button, ‘Download’/’View’ to get access to the statement.

* Once the statement is opened, hit “Print” or go to “File” > “Print” in the menu of your browser.

* Select your printer and adjust the print settings as required (e.g., copy count, page size).

* Hit ‘Print.’

Chow Points of Attractive online Banking:

* Ease: Check statements anytime, anywhere, as long as you’re on the Internet.

* Speed: Grab and print statements in no time.

* Easy access: For the last few months or years, view and print the old statements.

* An environmentalist’s way of saving trees: Save in lots of paper.

Possible Glitches: 

* Tech glitches: Internet trouble or problems with the operation of the website.

* Forgotten credentials: Trouble accessing your account due to a forgotten username or password.

* Safety Concerns: Guard your account from spying eyes.

Mobile Banking Applications

Most banks today have mobile apps which will help you access and manage your bank account through a smartphone or tablet.

Downloading and Setting Up the Application:

* Search for your bank’s app in App Store (iOS) or Google Play Store (Android).

* Download and install the application to your device.

* Open the app and follow the instructions to log on or register.

Accessing Statements:

* Go to the “Statements,” “Documents”, or something similar in the app.

* Select the account and time period that you desire.

* You will likely be able to view the statement in the app or download it as a PDF.

Printing from your Mobile:

* It’s usually challenging printing from a mobile device.

* For PDF statements, there could be a possibility to use a cloud printing service like a combination of Google Cloud Print or AirPrint, or perhaps sending the file to a PC for printing purposes.

* Some banking apps facilitate to share PDF via email or other means by which the document can be accessed and printed out from a computer.

* If you have wifi to your printer with a matching app, then you can print the PDF from the comfort of your phone.

Advantages of Mobile Banking:

* Easy; you can check your statements anywhere.

* Instant updates; instantly sees activities on your account.

* Phone check deposits; simply use the phone camera to take checks and deposit them.

Some Possible Challenges:

* Petty screens: Tiny screens make glaring statements much more difficult.

* Limited printing options; tricky printing straight from a mobile device.

* App instability: Sometimes they crash and behave weirdly.

Going to a Bank Branch

If you prefer to do things the old-fashioned way, or if you need assistance, visit a branch of the bank.

Locating a Branch:

– Visit your bank’s website or app to find the nearest branch nearby.

– Find out when the branch is open.

Request for Printed Statement:

-visit the branch when it is opened.

-Access a teller or customer service representative and request a paper copy of your bank statement.

-You may be required to produce identification and state your account number.

Advantages of Going into a Branch:

-One-on-one help; access assistance from bank staff.

-Quick and instant access to paper statements.

-Problem resolution; clear up any account confusion or concern.

Possible Disadvantages:

* Time Constraints: You gotta get to that bank while it’s open.

* Reach there: You are supposed to hit the branch.

* Possible charges: Maybe a few banks will charge you for paper statements.

ATM Printouts-Not Always Available 

Some ATMs allow customers to print mini-statements or account summaries.

Process of Using ATM:

* Insert your debit card into the ATM.

* Input your PIN.

* Try to locate the “Mini-statement”; or “Account summary” or similar.

* Select this option and follow the instructions thereof.

Limitations:

* Not much information: give a very brief overview of the recent activities.

* Not available everywhere: Some ATMs don’t have this feature.

* Thin sheets: ATM paper isn’t exactly thick an d can fade easily.

Statement Requests by Mail

You can give a call at your bank and ask them to send your statements to the address of your choice.

Contacting Your Bank:

* To call customer service for your bank.

* Ask them to mail your statements.

* Ensure that they have the right address for you.

Pros:

* Simple: Receive statements in the mailbox.

* Old-fashioned: Good for people who like paper statements.

Cons:

* Sluggish: It might take days for the statements to arrive.

* Extra charges: Some banks might charge you fee for mailed statements.

* Mail loss and theft issues.

Resolve Common Problems in Printing

You may face some printing problems even after going through the best directions. Common issues you might face are mentioned here along with the ways to fix them:

Printer not Working:

* The printer is plugged into an outlet and turned on

* Confirm that printer is connected to your PC by USB or Wi-Fi.

* Turn your computer off, then switch off the printer.

* Look for any new drivers in case the printer is too old.

* Give printing a test page a try.